Picture it: it’s July, inching closer and closer to triple digits, and your air conditioner dies. It just dies. Doesn’t work. No more air conditioning, no more cool air to combat the summer heat and keep your home comfortable. It’s finished.
So you call a heating and cooling company to come check everything and they validate what you already knew – it’s time you purchased a new AC system. And then they explain something you didn’t know – a new system is going to cost anywhere from $7,000 to $70,000, depending on the type of system(s) you want, the type of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend the season soaking in sweat and devouring popsicles? Or use all your savings (and maybe sell a kidney) to cover the cost of a new AC unit?
We are here with a different option to help your comfort and your wallet: financing.
The number of people who are planning on financing their latest home improvement project is at 70%. When you consider that the average consumer in the United States has under $5,000 they can access, it makes perfect sense. So when life happens and things malfunction, and unexpected expenditures such as an air conditioner repair or replacement is required, it is vital that we have affordable financing options available.
At Service Experts Heating & Air Conditioning we have a variety of financing options for consumers looking to replace their heating or air conditioning systems. The first category of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available cash to pay off the loan short term, typically within a year with no interest charges, so long as the amount financed is fully paid off during or before the promotional period ends.
Service Experts Heating & Air Conditioning also offers financing programs with a lower monthly fixed payment and a fair interest rate. This is for consumers who may not have the full amount as quickly but can afford a lower cost each month. A standard program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and air conditioning system can cost around $10,000. Choosing the 7.99% 120 month loan option can cost as little as $121/month. This payment schedule makes a new heating and cooling system more affordable, while also getting an efficient system that will help reduce energy bills while providing home comfort.
The financing programs at Service Experts Heating & Air Conditioning are as follows:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many options, what are you waiting for? Call Service Experts Heating & Air Conditioning today for a complimentary in-home home comfort analysis and we will help you choose which heating and cooling system is right for your home AND which financing option fits in best with your life. We can’t wait to hear from you!